It’s easy to imagine our relationships with other people like concentric circles, like ripples on a pond. There are those close to us, our family and friends, and rippling out further you have acquaintances, colleagues, business relationships and so on. Where are our relationships with financial service providers in this diagram? Most people would likely …
Category Archives: Blog
16
Jun
Jun
Encap SCA: PSD2 compliant since version 3.8 Ever since we started out back in 2006, at Encap we have focused on regulated markets, referring to our authentication solution as banking-grade – and we all know that the financial market is one of the most challenging regulated markets at the moment. Following the introduction of PSD2 …
09
Jun
Jun
Is my bank deciding what I can and can’t buy? You have found the headphones you wanted. You are ready to pay, and the online shop guides you smoothly through the process: log into your account, select the payment method – in this case, your credit card – check the order, and click the “Pay …
19
May
May
Strong Authentication in Open Banking and PSD2: two sides of the same coin? Listening to payment experts today, it would be easy to think that Open Banking has elbowed out PSD2. Companies providing services for Open Banking are popping up like weeds. Many events are themed around Open Banking. And the focus is on trust …
06
May
May
When it comes to the user experience and the customer journey, authentication providers tend to only focus on the authentication flows. Authentication Providers focus on gaps and flaws in security, we do extensive tests and hackathons to find and solve these. We do everything from sophisticated key management to securing the communication between the authentication …
10
Feb
Feb
Trust touches on so much of what we do with our connected devices. Can we trust the companies we are giving our data to? Can those companies trust that we are who we say we are? Can we trust the individuals we interact with online, especially with the rise of peer-to-peer platforms like Airbnb? Mobile …
28
Jan
Jan
One of the first things taught in the theory of statistics is that correlation does not mean causation. Falls and rises in a couple of trends may match up, but that doesn’t necessarily mean that one causes the other or that they are linked in any way. You can see this in the work of …
14
Jan
Jan
“My word is my bond” was the motto for trading at the London Stock Exchange since the 18th century. If you made a verbal agreement, you backed it up with your money. Something similar is conveyed in the proclamation by payments and identity expert Dave Birch in his book “Identity is the new money”, published …
